Greta Sewell

I’m a passionate entrepreneur from North Dakota, with over six years of experience. I have learned service design and thats why visual methods in business innovation are interesting for me.

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Financial Tips: 5 Popular Money Myths Broke People Believe to Be True

Financial Tips

When you’re poor and financially challenged, gathering the knowledge and motivation to start saving and investing can be overwhelming. Things get worse when you trust all the financial tips you receive from those around, without even researching their validity first. Check out this article for a list of popular money myths you need to stop believe when you’re looking to build wealth.

I’ve never liked the word poor. It sounds like a mindset. I’m poor, so I’m not able to set money aside. I’m poor, so it’s no wonder I’m living paycheck to paycheck. I’m poor, so it’s OK for me to wallow in self-pity instead of finding a way to take charge of my finances. I prefer broke. Broke is temporary. Broke feels like something that can be fixed. Broke is when you don’t have any money now, but you’re expecting things to get better in the near future.

There’s a problem with being broke as well. It’s...

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Being Healthy: 5 Tips for an Active Retirement

Being Healthy: 5 Tips for an Active Retirement

Just because you leave the workforce doesn’t mean that you have to spend all your time watching television and Skype-ing with relatives. Staying active is an essential component of being healthy and prolonging your golden years. Check out this article for a few useful tips on how to keep your energy levels up after retirement.

When thinking about retirement, most of us conjure up visions of sleeping late, organizing movie marathons, and joining a book club. Being on permanent vacation sure sounds wonderful. But no matter how exciting having all this free time might seem, retirees must be careful not to abandon their healthy lifestyle altogether. Not going to work every day can equal less movement, so you need to compensate by scheduling activities that involve at least some sort of exercise. Staying active after retirement is critical for mental and physical health.

My parents both...

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How to Streamline Processes for a Boost in Business Productivity

How to Streamline Processes for a Boost in Business Productivity

If you’re like me, you probably conduct dozens of business processes every single day. Manufacturing a product, generating a report, interacting with a client – all these processes can be improved to save employees time and energy. Check out this article for a few tips on how to get started.

Inefficient business processes often lead to frustrated employees, missed deadlines, and unsatisfied clients. Since things move at warp speed in the corporate world, many of these processes are usually developed on an impromptu basis, under the pressure of getting the business up and running. They become standard due to sheer repetition, and executives only later realize that these processes can be optimized to improve workflow and boost productivity.

Processes are necessary within an organization, since they’re designed to ease the way in which supervisors and employees collaborate. When...

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Dealing With a Friend Who Won’t Pay Back a Loan

Dealing With a Friend Who Won’t Pay Back a Loan

Lending money to friends can be tricky. Check out this article for a few pointers on how to make sure the loan won’t cause your relationship to go sour.

A friend asked you for a loan a month ago and promised to pay you back in a week. You decided to help them out. Now, they’re avoiding you and dodging your calls. Not only did they fail to return the cash, they’re also acting pretty immature about it. No wonder you’re concerned about how the relationship will evolve from now on. If you allow the situation to escalate, your friendship can quickly turn sour, and both parties involved will likely be hurt.

Lending money to friends can get very complicated. As time goes by, you get nervous about asking for the cash, but you really need it back. What should you do? We’ve gathered a few pointers that might help you sort out this mess without damaging the friendship.

euro

Give Gentle Reminders

...

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Four Things Successful Bloggers Do Differently

Four Things Successful Bloggers Do Differently

Blogging is easy. Becoming a successful blogger? Not so much. So how do certain individuals pull it off? Check out this article for the inside scoop.

They have a gazillion readers. Their articles gain thousands of shares on social media. Everybody in the online world knows their name. You know who we’re talking about - those successful bloggers you secretly look up to. So why do they get to thrive in this highly competitive market and not you? Well, we have some ideas.

There are two key ingredients that contribute to a blogger’s success: talent and hard-work. You may be blessed with the first, but do you have the discipline to follow through with the second? To give you a head start, we’ve compiled a list of four things that successful bloggers are doing to succeed in the blogosphere.

Plan

Plan

Posting articles chaotically, whenever you feel like it, isn’t a sound long-term...

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The Ten Commandments of a Successful Project Manager

The Ten Commandments of a Successful Project Manager

Successful project management doesn’t have to be rocket science. Check out this article to find out the ten commandments you should follow you want to lead your team on the path to success.

In a perfect world, every project would be finished before the deadline, within budget. Everybody involved would be extremely satisfied and not at all exhausted by the amount of stress they endured while trying to get the project to the finish line. Stakeholders would be overly pleased. And you, the project manager, would only receive kind words, warm handshakes, and a big raise to go nicely with the title of “Employee of the Month.” Yeah, when’s the last time that happened?

Things may not always go as perfectly as this scenario, but with a little diligence and planning they can surely go your way; just follow these ten best practices in project management, or commandments, if you wish.

perfect team

...

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Ten Celebrities Who Graduated from Top-Notch Colleges

Ten Celebrities Who Graduated from Top-Notch Colleges

Celebrities are expected to be stylish, talented, and entertaining. However, they aren’t always expected to be highly educated. Check out this article for a list of ten celebrities who graduated from top-notch colleges.

When they aren’t starring in movies or TV shows, rocking the red carpet, or attending fancy events, some celebs make time to focus on their studies. There are many stars who attended college at some point or another. Some of them dropped out after only one semester to pursue their more glamorous dreams, while others stuck it out and graduated from prestigious universities with top honors. Here are a few celebs who pulled this off.

Mayim Bialik

Mayim Bialik – UCLA (2008)

Bialik enrolled at UCLA after Blossom ended, taking a break from acting. She studied Neuroscience and Hebrew as an undergrad, graduating in 2000. She also got her PhD in Neuroscience there in 2007. In fact...

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Is It Time to Switch Banks? Five Warning Signs You Should Look Out For

bank

How loyal to your bank are you? If you’re unhappy with the services your financial institution is providing, it may be time to move your business elsewhere.

Switching banks can be a hassle. Generally speaking, few people appear willing to make the change. However, where you bank has a major effect on your personal finances, and if your current financial institution no longer suits your needs, it may be time to look elsewhere.

Reasons for switching banks may vary, but there are certain factors you should consider before deciding to make the transition. Here are five telltale signs that it’s time to look for a new financial institution.

FDIC Insured

Your Bank isn’t FDIC Insured

FDIC insurance covers up to $250,000 per depositor. If your bank drops its Federal Deposit Insurance Corporation (FDIC) insurance, it’s time for you to move on. Think of it this way: in the event the bank goes under...

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Useful Eco-Friendly Laundry Tips

Useful Eco-Friendly Laundry Tips

When you do laundry, you use a substantial amount of water and energy. Simultaneously, you also release a pile of pollutants into the environment. Fortunately, there are a few ways you can make this process more eco-friendly. Check out this article for a few useful tips on how to make a difference in how your laundry routine affects the environment.

According to Energy Star, the average household does almost 400 loads of laundry each year and consumes about 13,500 gallons of water. According to another study, washing and drying clothes in the average American household is responsible for consuming 1,991 kWh of electricity and releasing 1 metric ton of CO2-e emissions in a year. This takes a toll on the environment. Luckily, there are a few ways you can incorporate green-living into your laundry process. To get you started, we’ve gathered some tips that will help you reduce the impact...

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Ten Things 20-somethings Should Stop Being Ashamed Of

Ten Things 20-somethings Should Stop Being Ashamed Of

People in their twenties don’t have it easy. However, no matter how bad it gets, one thing is certain: if you’re a 20-something, there are a few aspects of your life you should stop feeling sorry about immediately. Looking for guidance? Check out this article to find out more.

It’s tough being a 20-something these days: the job market is more competitive than ever; the economy is barely recovering; a college degree doesn’t equal a job offer anymore; marriage happens later than it used to. You are doing your best to navigate through life, but nothing seems to be as you have expected it.

Perhaps adulthood is something you don’t quite understand yet. It seems confusing and scary, and that’s alright – you’re in transition. Your twenties are the ideal time to discover yourself, test your limits, and figure out what makes you tick. You will have enough time to “act like an adult” later...

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